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Long Beach Attorney to Assist with Filing for Chapter 7 Bankruptcy

Get Relief from Debt Through Liquidation

Chapter 7 bankruptcy eliminates unsecured debts while allowing debtors to typically protect all of their property through state law exemptions.

Chapter 7 bankruptcy, or liquidation bankruptcy, allows qualifying debtors to discharge the majority of their unsecured debts, such as:

  • Credit card balances
  • Medical bills
  • Personal loans
  • Certain taxes

Preparing for the Chapter 7 Bankruptcy Process

If you are eligible to file for Chapter 7 bankruptcy, you can expect to go through the following steps of the process:

  • Obtain an initial comprehensive consultation
  • Retain an attorney
  • Pay attorney's fees
  • Complete the pre-filing credit counseling course, which is required by law and available online
  • Attorney completes preparation of bankruptcy petition
  • Attorney reviews bankruptcy petition with client
  • Client signs the bankruptcy petition and the petition is filed with the court
  • Complete mandatory post-filing debtor education course, which is required by law and available online
  • Attend 341(a) trustee's meeting with attorney present
  • Await discharge from the bankruptcy court

Reaffirming Debts & Keeping Your Car

Debtors with car loans can keep their cars even though they have filed for bankruptcy by reaffirming the contracts. This process means that the car loan survives the bankruptcy; however, certain circumstances may change this result. It is always important that you speak with a Long Beach Chapter 7 bankruptcy lawyer regarding your specific situation.

Debts that Are Not Dischargeable

Certain debts, such as domestic support obligations, most student loans, recent income taxes, malicious personal injury lawsuits, and fraudulently incurred debts, are not dischargeable. Of course, each individual's situation may vary, and the circumstances surrounding your debts are unique to you, which is why it is always important that you contact a lawyer as soon as possible.

Contact Leibowitz Law Group today!

Are you ready to move forward with your case? Becoming debt free can present substantial possibilities for your financial future. Contact our office right away to discuss the options that may be available to you.

Schedule a meeting with one of our bankruptcy attorneys in Long Beach by completing our online free case evaluation form now!

Why Should You Choose Us?

  • More Than 45 Years' Combined Experience

  • We Offer Free Initial Evaluations

  • We Value Honesty & Integrity

  • Your Case is Handled Directly with an Attorney

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